Introducing Cardlytics $CDLX "Research Notes"
All of my qualitative and quantitative notes from researching, investigating, and thinking through Cardlytics.
For those interested, this post is also available on YouTube, Apple Podcasts, and Spotify.
“Research Notes” for Cardlytics $CDLX
Research Notes contain all the most important information I have collected while researching, investigating, analyzing, and thinking through specific businesses and certain aspects within the business. Today I am officially releasing my Cardlytics Research Notes.
Through the process of researching businesses, I collect an above-normal amount of notes. Part of this is simply a function of how much time I spend on the companies that interest me (such as due to their significant return potential). In the time others spend researching more companies, I am spending the same amount of time (if not more) but only with one or two companies. This allows for much deeper research and more information. This has come from being obsessed about only a few companies, and being extremely curious to learn more. These notes share everything I have learned and found.
Research Notes, and specifically the Cardlytics Qualitive and Quantitative notes, are where I will continue to add additional notes, observations, and thoughts.
Some of the notes have never been made into official posts that are public to read, nor will ever be made public. Therefore access to this information is only within the Research Notes.
I have spent not only a significant amount of time collecting the information, but also a substantial amount of time organizing, cleaning them up, and adding more detail to ensure all paid subscribers get the most value possible from these notes.
“Research Notes” are available to all paid subscribers, both existing and new. I wanted to share this substantial amount of research material I have collected (such as my notes and thoughts I have never released) as a way to provide more value to those who are already paid subscribers.
I also wanted to create premium material to increase the number of paid subscribers of this channel. As the number of paid subscribers increases, the more research I will be able to do, both for existing and new businesses.
Currently Available Research Notes
Notes are split into Qualitative and Quantitative Research Notes, given I have hit the limit of content that will save in Substack (which likely reflects the amount of notes stored here).
For more detail regarding the contents of the notes, either click the links above, or see the pictures below for the Table of Contents.
CDLX Qualitative Research Notes:
CDLX Quantitative Research Notes:
Most Recent Updates
For all of you with a paid subscription, you can read some of the recent updates:
#160-161 (4.7.2023): Timing of Announcements, Convertible Senior Notes, Updated Projections
#158-159: (4.4.2023) Updated Guidance + Updated Liquidity Analysis and Projections
#156-157: (4.3.2023) Potential for New Banks Signing Soon and/or Remaining Banks Moving to the New Ad Server Ahead of Schedule, Possibilities and Potential Impact of Images
#154-155: (3.30.2023) How Bridg Can Lower FI Revenue Share, My Latest Large Purchases of CDLX with Leverage
#150-153: (3.27.2023) Possible Upcoming Announcements that Could Increase the Stock Price, New User Experience on My Chase Account, Less-Considered Liquidity Resources
#145-149: (3.24.2023): PacWest Deposits and LOC, Bridg Dispute, Resignation of CFO
#140-144: (3.20.2023) Why I Bought More
#133-139: (3.12.2023) Liquidity Analysis, Prior Use of SVB, 22Q4 Earnings, and More
Pricing of Research Notes
Current prices reflect where I am comfortable sharing all my notes.
Also, the reason monthly and annual subscriptions are similar in price is due to knowing some may only want to purchase once to read, such as for one specific item. Therefore I made the annual price not too much more, creating a better deal for having access to updates within the existing notes (such as with Cardlytics) and all future notes (such as the upcoming Carvana notes).
“CDLX Chase Offer” for Research Notes
In the spirit of Cardlytics, use the link below before March 3rd, 2022 to get 15% off for the entire year.
(Yes…I spent the time to make this fake CDLX offer…so don’t let it go to waste!)
Additional Research Notes
Paid subscribers will have access to all Research Notes.
Carvana ($CVNA) Research Notes:
General Research Notes on Businesses, Investments, and CEOs (Historical to Current):
Quick Overview of Research Notes:
Reviews on the Research Notes
Receive Access to Research Notes Now
**Please Do Not Copy or Share to Non-Paid Subscribers**
I have worked extremely hard to research, analyze, think through, collect, and organize all of these notes. By sharing to others who are not a paid subscriber, it decreases the total paid subscriber count, which decreases the odds of me being able to spend more time researching existing and new businesses, and adding to these notes and creating future content that will be available to you.
If you know someone interested, feel free to add them to a group subscription, gift a subscription, or share directly from this post to give them the option to become a paid subscriber.
Thank you for your help and support!
Closing
Thank you for checking out these Research Notes.
Enjoy!